UPI (Unified Payments Interface) is a real-time payment system developed by the National Payments Corporation of India (NPCI). It allows users to transfer funds between bank accounts instantly using their mobile phones.
UPI has revolutionized the way people make payments in India by providing a convenient, secure, and interoperable platform. Users of UPI can link multiple bank accounts to a single mobile app and initiate transactions using a virtual payment address (VPA), mobile number, or QR code.
The UPI is widely used for various transactions such as peer-to-peer transfers, bill payments, merchant payments, and online shopping. It operates 24/7, enabling quick and hassle-free transactions anytime, anywhere. UPI has reduced dependency on cash transactions and traditional banking methods. It has also promoted financial inclusion by providing easy access to digital payments.
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